At Spark Mortgages, we believe a mortgage is more than just a loan—it's a financial tool that can unlock new opportunities for homeownership, wealth-building, and financial security.
Our vision is to change the way you approach mortgage financing by providing strategic, forward-thinking lending solutions tailored to meet your goals. Whether you’re buying a home, investing in multi-unit properties, or seeking better financial leverage, we help you think beyond the loan—so you can build a stronger financial future.
Purchase
Buying Your First Home
Expert guidance to maximize eligibility and benefits for first-time homebuyers.
Pre-Positioning
Understanding your mortgage options will better prepare you as you start your home ownership journey.
Commercial Mortgages
Tailored support and guidance for commercial financing, including multi-family lending.
Refinancing
Mortgage Refinancing
Need money for home renovations or to finance a personal purchase, the experts at Spark Mortgages can help you get the best deal that’s right for you.
Debt Consolidation
Consolidating high interest debt – like credit card balances and auto loans – into a low interest mortgage can save you thousands in interest payments.
Home Equity Loans
A home equity line of credit, or HELOC, is a revolving line of credit secured by your home at a much lower interest rate than an unsecured debt.
Switch/Renewals
Mortgage Renewals
Let’s rethink, restructure and maximize your mortgage options so you can achieve what truly matters.
Bad Credit Mortgages
Home loans options available for individuals with bad credit or low income who have been turned down by the major banks.
Private Mortgage Loans
Private mortgages are short-term, interest-only loans, ranging in length from 1 to 3 years.